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 What do you think it looks like if I were to plot Apple on the same chart here? Did you ever heard anything about how they performed? With that? Does anyone know how Apple has performed since 2000? I guess we're not an eager class of stock market devotees. Yes you did, yeah. Pretty well since the release of the iPhone, that's around 2007. You said pretty well, since the release of the iPhone. And, was it 2007? They did a series of releases of new different models. You're right. They did pretty well. So I'll show you what pretty well mean. I'm going to superimpose on the same plot, Apple OK. That's Apple. It looks different because I had to scale down to fit Apple onto it(s&p 500 etf). So this is quite a good performance because I started both, re-scaled both of them, they started at 100 and it's now, what is that? I just have a quick request of you. Could you take out a second mortgage on the House, borrow $400,000 and put it into Apple's stock?" Well, if you did that in 2000, your parents would now own over $15 million. The problem is, what's the problem with that? The problem is nobody knows the future. If you knew that Apple was going to do that, you would have obviously done that. But nobody knew that Apple was going to do that(s&p 500 index fund,s&p 500 index historical returns,dow jones index). So you had also faced some problems with your parents if you did that, because starting in 2000, Apple dropped quite a bit and you lost it's like three quarters of your money. It's hard to tell here right. It was really limping along for four years. So you come back four years later and your parents say, "Do you realize what you did? You've made us borrow $400,000. And now it's just, we're down to $100,000."

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